Who’s the Owner?

When two or more people own the same property, only the owner closest to that thing gets an apostrophe:

Green and Johnson’s Hardware; Ed and Liza’s boat

But when multiple people possess separate property, each owner gets an apostrophe:

Bill’s and Harry’s wives; Jane’s, Yolanda’s and Charlotte’s cars

(I know wives are not property, but in this case they belong, so to speak, to their husbands.)

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